Frugal Friday
Nov. 22nd, 2024 06:58 am![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)

Rule #1: this is a place for polite, friendly conversations about how to save money in difficult times. It's not a place to post news, views, rants, or emotional outbursts about the reasons why the times are difficult and saving money is necessary. Nor is it a place to use a money saving tip to smuggle in news, views, etc. I have a delete button and I'm not afraid to use it.
Rule #2: this is not a place for you to sell goods or services, period. Here again, I have a delete button and I'm not afraid to use it.
Rule #3: please give your tip a heading that explains briefly what it's about. Homemade Chicken Soup, Garden Containers, Cheap Attic Insulation, and Vinegar Cleans Windows are good examples of headings. That way people can find the things that are relevant for them. If you don't put a heading on your tip it will be deleted.
Rule #4: don't post anything that would amount to advocating criminal activity. Any such suggestions will not be put through.
With that said, have at it!
Have the guts to try things that intimidate you
Date: 2024-11-22 03:29 pm (UTC)Re: Have the guts to try things that intimidate you
Date: 2024-11-23 07:16 pm (UTC)Atmospheric River
Re: Have the guts to try things that intimidate you
Date: 2024-11-24 12:25 am (UTC)Re: Have the guts to try things that intimidate you
Date: 2024-11-23 09:57 pm (UTC)Re: Have the guts to try things that intimidate you
Date: 2024-11-24 12:26 am (UTC)Re: Have the guts to try things that intimidate you
Date: 2024-11-24 12:38 am (UTC)I became a car owner for the first time three years ago, which has been a learning curve after enjoying the bike/bus/walk lifestyle for years up until that point. Needless to say, there's a lot to learn and know about cars, but I found a good mom-and-pop mechanic shop through a personal recommendation, and they've been good to me and to all my rookie questions.
Early on I decided to stretch myself and save money by swapping my own seasonal tires. In my part of the world this is a thing you have to do twice a year, otherwise you take your chances skidding on snow all winter. Mechanics are typically booked solid with tire appointments every November and April (or thereabouts) and so doing it myself also saved the scheduling hassle.
I learned from a young lady on the farm I worked for at the time how to do this in my own driveway with a simple scissor jack and a cross wrench, which I keep in my trunk with the spare tire so that I can do it in an emergency flat situation as well. When I haul the alternate set of tires out of the basement I make sure to put them in the trunk and take them to the nearest gas station to confirm they're all adequately pressurized *before* installing them on the car.
I will echo the original poster that it is important to approach these 'stretch goals' with lots of time to think it through and pay attention to what you're doing in an unhurried, unstressed way. This week while putting on the snow tires I mistakenly applied the jack to the wrong part of the car's underside and then panicked when I saw the resulting dent, thinking I had damaged the gas tank or something. I asked my friendly and knowledgeable neighbour, who came over and confirmed that all I had done was create a bump in the floor near the back left seat, which in my immense relief I found kind of funny.
Live and learn! One day I may work up toward doing my own oil changes too.
Dylan
Re: Have the guts to try things that intimidate you
Date: 2024-11-24 09:06 pm (UTC)Thanks for that story. I am way too cautious about the car. So is my husband. We are taking the ferry and driving in to town to have the tires changed at a garage. This is expensive and wasteful. I will work on this.
Maxine
Re: Have the guts to try things that intimidate you
Date: 2024-11-25 02:01 am (UTC)There are a surprising number of things after that, you might watch the YT tutorial on and decide... you know, I could probably do that...
For me, that has included, replacing the distributor cap and spark plug cables, replacing the fuel filter, replacing a clutch cable. Have stopped short of trying to replace a starter or a belt tensioner by myself. I called in help for those, but still managed to avoid taking it to a mechanic -- it's also good to have friends who know about cars ;)
This week, will be troubleshooting noisy power steering... wish me luck!
Re: Have the guts to try things that intimidate you
Date: 2024-11-25 02:16 pm (UTC)Thanks for this! It’s one I need to work on. Luckily my husband is good with cars so it’s not a matter of money, but I’d rather walk a hundred miles (which I have done, so I know of what I speak!) than touch the [redacted] car other anywhere other than the key and steering wheel—and barely that. It’s not practical for us to go without a vehicle these days, so I should probably suck it up and learn…but I just don’t want to!
Re: Have the guts to try things that intimidate you
Date: 2024-11-25 07:49 pm (UTC)Since each of us only has so much time, it seems to me that each of us picks and chooses from a menu of frugal choices.
Re: Have the guts to try things that intimidate you
Date: 2024-11-27 03:04 pm (UTC)It took about 2 months to get my schedule and lifestyle to fit. I was already a cyclist and took the bus when my car was being worked on all the time. It was mainly a matter of scheduling.
Biking, bussing and walking were the way I commuted the last 10 years before retirement. My bike and walking route were along an old canal towpath trail and abandoned railroad track. I would tell my coworkers about the traffic jams with the deer and the ducks!
I could never go back to the costs, hassles and headaches of the "open road!
Hunting
Date: 2024-11-22 03:44 pm (UTC)(no subject)
Date: 2024-11-23 11:03 am (UTC)One community thing I used to love was game dinners. Local churches would have members donate an extra deer (or moose or bear) to the church, the church ladies would cook it up and sell tickets to a big buffet dinner to support the church. I thought it was a great idea to allow members of the congregation with skills but maybe not as much cash to support their churches.
Happy eating!
(no subject)
Date: 2024-11-23 03:58 pm (UTC)Solar Ovens
Date: 2024-11-22 08:41 pm (UTC)Clean Dryer Ducts
Date: 2024-11-22 08:53 pm (UTC)Re: Clean Dryer Ducts
Date: 2024-11-23 08:27 pm (UTC)Re: Clean Dryer Ducts
Date: 2024-11-24 02:08 am (UTC)The blower unit gets packed full too!
Lint gets everywhere inside a dryer. No exceptions that we've found.
In our experience, a dryer needs more cleaning and maintenance than the manual indicates. You've got to clean everywhere.
The easy to reach ductwork should be done every year or so, annually if you use your dryer a lot.
Remove the bottom panel to access everything else every few years. Annually, if you use your dryer daily.
Dryer fires are a real safety hazard.
Re: Clean Dryer Ducts
Date: 2024-11-25 09:08 pm (UTC)Cell Phones
Date: 2024-11-23 01:42 am (UTC)I often find people babble at me about their phone and the expense of their plan. They are talking about cell phones which are simply an annoying and pernicious addiction, not an actual need. We pay for a landline and use it to book events, talk to family members and friends and that is about it. That is what phones are for.
I bet people could save a lot of money and a lot of time and have a more pleasant life without a cell phone.
There is also the possibility of writing a letter by hand and sending it through the post. Receiving a real letter from a friend is a huge boost to most peoples' day.
Maxine
Re: Cell Phones
Date: 2024-11-23 09:08 pm (UTC)I'll piggyback on this and note that in at least some places, such as where I live, landlines cannot be obtained anymore - what you get is a cell modem in a box that you plug a normal handset into. For either case, however, both actual landlines and these cell-modem-in-a-box-"lines" cost far more (as in 2-4x) than a basic prepaid* cellphone plan in my area. I've heard from others in very different regions that this is also the case for them as well. The higher tiers of prepaid plans offer unlimited minutes and often a modest amount of data if you care for it. Compared to anybody with a landline of either kind in my area, I'm paying less than half what they are per month and could pay even less than that if I went for an even more no-frills plan without data of any kind.
So, don't think that landlines are at all frugal in all areas - in some areas and countries they're a terrible deal compared to prepaid cellular.
* Note, I'm specifically talking about prepaid cellular - as in what poor people get, not postpaid contract-based plans. Check with the various cellphone providers in your area - you often have to do quite some digging on their website to find the various prepaid offers they have available. Some are hidden behind small fine-print links. They can be confusing (and often intentionally are) - but a little bit of careful calculation will show you what each of them will cost comparatively. If your phone is an important and often used instrument of communication, I highly suggest plans with unlimited nationwide minutes at the very least so you have no surprises with per-minute usage. Check the terms carefully for rollover, balance expiration, and things like that, but you can get shockingly good deals on phone service this way if you're willing to put a little effort in.
Re: Cell Phones
Date: 2024-11-24 03:31 pm (UTC)My compromise has been to get a 10 year smartphone that was midrange at the time and install Ubuntu Touch on it instead of Android. That means I get most of the smartphone functions, but no apps, which is fine with me. (They can technically be emulated, I think, but I never bothered to look into it.) Most importantly, I used it for an internet connection, which is about half the price of the fiber optic I'd otherwise have to get. Maybe a fifth of the speed too, but again, not a problem for me.
Re: Cell Phones
Date: 2024-11-24 09:22 pm (UTC)It's only on when when we're using it. Otherwise its turned off and put in an aluminum bag. It's just a tool in our toolkit. No wires, no muss, no fuss. It works for us😊
Re: Cell Phones
Date: 2024-11-24 10:33 pm (UTC)Re: Cell Phones
Date: 2024-11-25 02:02 am (UTC)Re: Cell Phones
Date: 2024-11-25 04:50 am (UTC)I keep a landline as it always works, we have alot of power outages. Yes, I have backup at my house, but the internet lines themselves only work when they have power ( people here use stationary or cell phones thru the internet, there is no cell phone service thru the cell network) And, cell towers also need power. I have spoke of this before, "they" want to get rid of our actual wired landlines, but so far, the rural areas here have won out and they are not allowed to do away with them.
Ifond the safety aspect worth the cost of my landline. It would be cheapest for me to just use a VOIP like Magic Jack, since I have internet service already, I would save about $380/year. But then, when the internet went out during power outages, I would have no phone. The landlines are very, very reliable. It is so sad and so short sighted that they are literally ripping out the lines in many places. ANd, as I said, it is cheaper to have one landline for a family than 5 cell phones, even in monthly charges, let alone the bigger saving in equipment over the years. But, the phone companies make more money if we all go to cell phones, so they love to get rid of hardwired lines and structure the rates to get people to change over.
atmospheric RIver
Re: Cell Phones
Date: 2024-11-25 10:11 pm (UTC)Re: Cell Phones
Date: 2024-11-27 06:46 am (UTC)And, yes, that fiber optic needs power along the way, I dont know its official name, I just generically say it has repeater boxes every so many miles. And they of course do indeed have back up batteries. But, here is the difference from the internet provider, ATT the phone company has better and longer lasting batteries and they also have generators at those repeater nodes, so they run generators all over during our long power outages. The internet company does not do this. So when we have a power outage after a number of hours the internet is gone. Their repeaters are no longer powered, and I cant do anything using internet ( including not being able to do magic jack voip or use a cell phone thru the wi-fi). But, the phone will continue to work for days and days and days, 6 day outage, no problem, the phones work. The phone company also runs data on their lines in addition to regular landline phones, but when the power is out and they are running off their back up power, they prioritize the voice calls and dont send on the digital to save power, the voice uses less power. They are not being alturistic, the government requires that they prioritize voice phone calls and requires that they make sure it operates, no matter what it costs them to keep the lines powered. The internet company does not have the same requirements. This is a point of contention out here and we just had to fight to not let them off the hook for this responsibility.
I have lived here for 26 years, the landline phones work, they are reliable, they are the only reliable way in a power outage that people can call for help, cell phones do not work here, the terrain is hilly, the population density is low, and this is why the state government did not allow them to rescind being the "carrier of last resort" and dump us. There is alot of California areas like this, alot of Northern California. And we spoke up, and innundated regulatory agency feedback portals, state and local elected representatives, etc... Until next time. Then people will be back to HAM radio only. get your HAM radio license.
Atmospheric River
Re: Cell Phones
Date: 2024-11-25 08:10 pm (UTC)Part of me was pissed off that I forgot, and part of me was relieved.
It was a stupid amount of money that got wiped off, however, it was way, way, waaaay less than I would have been paying monthly all that time for a normal cell phone contract.
I'm on the fence about getting another one of these. Maybe I will, probably I won't.
Re: Cell Phones
Date: 2024-11-24 04:01 pm (UTC)Re: Cell Phones
Date: 2024-11-24 04:06 pm (UTC)I use my phone primarily for reading and writing. I have a bluetooth keyboad and mouse I use with the phone for longer writing projects. The small screen isn't good for everyone, but it can be a frugal option.
Re: Cell Phones
Date: 2024-11-25 04:42 pm (UTC)-Roldy-
Re: Cell Phones
Date: 2024-11-25 08:24 pm (UTC)The thinking seems to be: All things smartphone are so modern! This is all so inevitable! We have no choice!
Where I live almost everywhere I shop the clerk up front asks for my phone number. Even in the nail salon, where I'm supposed to wait for, like, not even 3 minutes on a perfectly comfortable chair in the lobby, they want to take my phone number. I've learned to say, "Sorry, I don't do the phone thing." I've had a couple of clerks get flustered about that, but most are slightly surprised, and then they're, like, "oh, well, OK."
I did have one incident recently where I told the clerk my phone wasn't working and he got annoyed with me. I thought that was strange, I mean, that does happen to people. I should have told him, dead straight, it fell in a vat of boiling peanutbutter fudge.
Saving other people from trouble and, one hopes!, helping oneself
Date: 2024-11-23 02:43 am (UTC)Bill and I walk a lot and when we do -- Thanks dad for teaching me this! -- we ALWAYS pick up nails, screws, scrap metal, tools, and other pointy bits from the road. They go into the nearest recycling bin.
The rationale is to save someone from a bad day via a punctured tire.
The universe having its own agenda, this does not mean that you won't find a screw as we just did and have to get, after much travail, two new tires.
On the other hand, how many punctured tires did I avoid, as well as saving someone else?
We will never know.
Pick up those pointy bits from the road and save someone's day.
Re: Saving other people from trouble and, one hopes!, helping oneself
Date: 2024-11-23 05:05 am (UTC)Re: Saving other people from trouble and, one hopes!, helping oneself
Date: 2024-11-23 10:09 am (UTC)Thank you stranger:)
Re: Saving other people from trouble and, one hopes!, helping oneself
Date: 2024-11-23 07:36 pm (UTC)My thing is to pick up shards of glass where I walk my dogs— I don't want want mine or anyone else's dogs to step on them. It's easy to do, the shards just go in the "poopy bag" and fortunately, we have a lot of trash cans in the park, so I'm never carrying that bag for long. We get a lot of picnickers and beer drinkers.
Vet bills are not much fun.
Re: Saving other people from trouble and, one hopes!, helping oneself
Date: 2024-11-24 04:38 am (UTC)Rita
Re: Saving other people from trouble and, one hopes!, helping oneself
Date: 2024-11-24 03:33 am (UTC)Re: Saving other people from trouble and, one hopes!, helping oneself
Date: 2024-11-24 02:03 pm (UTC)I've found that this habit rubs off on other people, especially kids. It's good to see my now-adult children casually picking sharp bits out of roads whenever we walk together, as naturally as breathing.
Re: Saving other people from trouble and, one hopes!, helping oneself
Date: 2024-11-24 05:03 pm (UTC)I don't pick up glass on the beach. I bury it in the sand deep enough that it's not going to hurt anyone and let the ocean turn it into future collectables.
Reusable Cat Litter
Date: 2024-11-23 05:16 am (UTC)I'd also recommend the off brand pad from PETSWORLD. I've found that they only last for 5 days instead of 7 like the breeze pads, but when purchased in bulk, cost $0.50 each instead of $1.50.
These changes dropped my dust free litter box costs from $16 to $3 a month.
The maintance cost of this system could be dropped to near zero if I had a drain to set the box over and used it with the collection tray removed.
(no subject)
Date: 2024-11-24 05:54 pm (UTC)Equipment in the picture
Date: 2024-11-25 03:39 am (UTC)Likely it would work better if the coiled black tube was mounted on a flat black surface.
Re: Equipment in the picture
Date: 2024-11-25 04:54 am (UTC)My Insert Fan Died
Date: 2024-11-24 10:39 pm (UTC)Our power's back, but the fan's bearings have died a screaming death. (Really, spinning failed bearings are LOUD.) So, I tried to fix it.
No dice. This is something built with press fittings and glues and fasteners hidden and inaccessible. It looks like we're going to spend some bucks for a new fan unit, sadly. Two five-dollar bearings just turned into about a $150 fan
Still, I refuse to let it go. I'm going to get medieval on that old fan (once we have the new one) and rebuild it to accept maintenance.
One-time use (not repairable) stuff just drives me nuts. I'm sure I'm not alone in that.
Re: My Insert Fan Died
Date: 2024-11-25 05:00 am (UTC)You should get a computer battery backup unit (UPS, uninterruptable power supply), and go under your house and install it inline with the power going to your wood insert fan so that it will work during power outages. The fan is 120V, and fans don't use a lot of power, so it should keep it going for longer than it would keep a computer going.
Atmospheric River