Once I realized how inevitable the decline was, and how much of it I'll likely see before I die (assuming I get the Biblical threescore and ten or fourscore years), I decided to change my investment strategy and retirement planning. Rather than investing ten to twenty percent of my income into stocks, bonds, etc., I've begun downscaling my lifestyle, learning skills like intensive farming, sewing, canning, herbalism, basic medical skills, etc. And then teaching some of this stuff to my family and friends, and trying to be more engaged with them. My goal now is to live very simply and be prepared, through planning and having a good network of family and friends, to survive whatever comes our way.